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Sunday, October 19, 2025 | Special Advertising Section 34says. If you have $10 a week you can save, do it. If you can find places to save on expenses, do that.Investing and financial planning can be confusing. If you don%u2019t understand all the ins and out, just about every fiduciary financial institution has information and programs available to the public about investing and planning for later years, says FurubottenLaRosee. You can also ask financially savvy relatives for their advice, or go to your employer%u2019s HR department and see what resources they have.No. 6: Not talking it throughIn America especially, people don%u2019t often talk about money and finances. %u201cWe tend to be really secretive about it,%u201d FurubottenLaRosee says. However, it is important everyone involved %u2014 from parents and their children to spouses and partners %u2014 to communicate about what they have, what People have their own ideas of how long they think they will live, Dorman says. They plan retirement based on that number, but no one can know how long they have. %u201cSome people think they%u2019ll die young, but they live to 95,%u201d she says. Having a small income even after you retire can help buffer you and ensure you have cash on hand when you need it.No. 5: Failure to startIdeally, people would start saving for retirement in their 20s, says Angie Furubotten-LaRosee, a certified financial planner in Richland, Benton County. %u201cYoung people generally don%u2019t take it seriously,%u201d she says. %u201cIt can seem complex and overwhelming and that can make it hard to even start.%u201dWhile most people have hopefully begun saving, it is never too late to start, Dorman they are worried about financially, and how they are planning for the future.Dorman says that a lot of emotions come up as people transition from work to retirement. %u201cIt%u2019s better to talk about it sooner rather than later, even years in advance if you can,%u201d she says. %u201cBreak the ice, be nonjudgmental. There is a lot of shame around money, so avoid feeding it.%u201dRetirement isn%u2019t just claiming Social Security anymore. Most people would be hard-pressed to live on what it provides alone. Furubotten-LaRosee notes the 2024 average was just over $2,000 per month, although the amount depends on age of retirement and income history. The older you are, the more you get. The more you earned, the more you get. (For those past the current cohort entering retirement years, details about when you can collect Social Security, how much you can receive and its taxability have yet to be determined.) Bestyears FINANCIAL HEALTHContinued from previous page Friends are made here, just add water.Mirabella Seattle is a resident-centered, non-profit Pacific Retirement Services community and an equal housing opportunity.116 Fairview Ave N %u2022 Seattle %u2022 206.331.4271MirabellaSeattle.orgMirabella senior living has a pool.It%u2019s part of our comprehensive health and wellnessamenities. But ask any resident and they%u2019ll say it%u2019s forthe wildly popular water volleyball league. So go ahead, call today to schedule a tour. Because, as we all know, it%u2019s always best to test the waters for yourself.