BECUSmartFinancialChoices_04-27-14_Guide - page 9

$MART
FINANCIAL CHOICES FOR TEENS
9
What is Identity theft?
Review the Identity Theft section and quiz yourself with these true/false questions:
1.
True False
Identity theft is when someone steals your name, Social Security number and/or other personal
information for monetary gain or even to commit crimes.
2.
True False
Pre-approved credit card offers do not provide any information to an identity thief.
3.
True False
Debit cards offer as much security as credit cards.
4.
True False
Share your bank account information over the phone or in person with an individual who is
“verifying” your information.
5.
True False
Store your Social Security card in a bank’s safety deposit box.
6.
True False
Encrypted means that your personal information, such as your credit card number, will be scrambled
so that only authorized individuals can access it.
7.
True False
It is safe to throw your receipts away.
8.
True False
Any financial records including bank statements, checks and even pre-approved credit card offers
should be shredded to protect your identity.
9.
True False
It is safe to send your credit card number over email.
10.
True False
Check your credit card report yearly or more frequently to avoid fraudulent activity.
11.
True False
Make your password one that is easy to remember, such as your mother’s maiden name.
12.
True False
To protect yourself from identity theft, it is not necessary to review your bank statements monthly.
13.
True False
If your credit card or checks are stolen, notify your bank or credit card company immediately.
14.
True False
A “key” icon on the status bar of your Internet browser means your information will be safe
when it’s transmitted.
15.
True False
If you doubt that an email is from your financial institution, contact the institution directly
before sharing personal information.
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